# Interest-Bearing Tokens **BSC Interest-Bearing Tokens** by GTokenTool allows creators to launch BEP-20 tokens that automatically increase in value or balance for holders. This "one-click" tool features a secure, no-code interface to implement compound interest mechanics directly on Binance Smart Chain. Ideal for DeFi projects and DAO treasuries, it simplifies reward distribution and incentivizes long-term retention, providing a professional, high-efficiency solution for building sustainable, yield-generating token ecosystems. ### 📌Core Summary: BSC Interest-Bearing Tokens **BSC Interest-Bearing Tokens** is a specialized BEP-20 token creation solution designed to facilitate the building of decentralized banking models and yield-generating ecosystems. It enables the deployment of tokens that automatically accumulate compound interest directly within a user's wallet, incentivizing long-term asset retention. * **Automatic Interest Generation:** Features built-in logic where holding tokens in a wallet automatically generates more assets through compound interest. * **One-Click No-Code Deployment:** Provides a secure, streamlined interface to implement complex yield mechanics on Binance Smart Chain without programming knowledge. * **Decentralized Banking Foundation:** Specifically designed for users looking to build decentralized banks or high-efficiency DAO treasuries. * **Simplified Reward Distribution:** Automates the process of rewarding holders, ensuring a seamless and hands-free experience for both creators and investors. * **Sustainable Ecosystem Growth:** Encourages long-term capital commitment by consistently increasing the value or balance of the holder's position over time. > **Key Value:** Transform static assets into productive capital by automating compound interest directly in the smart contract, providing a professional-grade tool for sustainable yield generation. *** ## 1. Introduce Holding coins for compound interest, holding tokens in the wallet can automatically compound interest and generate more and more token assets ## 2. Create Interest-Bearing Tokens Operation Steps Tip: Please install the MetaMask plugin first. Tutorial: ### (1) Connect Wallet Enter the creation page: ，Click on the upper right corner, connect to MetaMask Wallet, and switch to the main network. After completion, you will see the "Chain Name" and your "Wallet Address", as shown in the following figure:

### (2) Choose Token Mode Click on the dropdown menu and select "Interest-Bearing Tokens".

### (3) Fill in your token information Enter the token information, assuming we create a token called "G TOKEN", fill in the following: * **Token Name**: G TOKEN * **Token Symbol**: G T * **Total Supply**: 1,000,000 * **Decimals**: 18 * **Admin Address:** I use the currently connected wallet. * **Marketing Wallet Address**: I use the currently connected wallet. * **Select Liquidity Pool:** BNB * **Router:** PancakeSwap V2

* **Compounding Settings:** Set up start time and duration and daily compounding rate.

* **Transaction Fee Settings:** Fill in at least 0.01, no more than two decimal places. * **Marketing Fee:** The specified amount of tokens in the transaction will be automatically transferred to the marketing wallet for other marketing by the project party. * **Burn Fee:** The specified amount of tokens in the transaction will be put into the black hole address, and the deflation mechanism will be realized in disguise. * **Auto Add Liquidity Fee:** The specified amount of tokens in the transaction will be automatically added to the liquidity pool to ensure that there is always liquidity in the transaction.

* **Kill Robot (Optional):** All addresses that trade within n seconds after opening the transaction will be blacklisted to prevent robots from rushing to buy, with a remaining 30 seconds.

* **Add Holder Address (Optional):** During user transactions, the minimum unit token will be airdropped to a random address to increase the number of coin holding addresses, not exceeding 10).

* **Open Limit (Optional):** If closing the trade, the maximum holdings should be set to 0.

* **Transfer Fee (Optional):** Equal to Buy Fee or Equal to Sell Fee.

* **Referral Rebate (Optional):** Users can bind the relationship between superiors and subordinates through airdrops. When subordinates trade, superiors can get recommendation fees. Referral rebates can only be added to level 3; referral rebate tax unit is %.

After completing the input, click "`Create`". ### (4) Complete Click "`Confirm`" and pay the gas fee in MetaMask Wallet to complete the process.

*** ## ❓FAQ ### Q: What are the excluded addresses for token holding interest generation? **A:** Contract permission addresses, contract addresses, and liquidity pool addresses are all excluded and will not generate interest from token holdings. ### Q: How is compound interest realized? Where do compound interest tokens come from? **A:** They come from token minting. Token compound interest is realized through token minting. ### Q: What is the difference between compound interest tokens and ordinary dividend tokens? **A:** Ordinary dividends distribute rewards on a one-time basis; **compound interest automatically accrues interest on interest**. The generated earnings will continuously be added to the principal. The longer you hold the tokens, the faster your earnings grow. ### Q: Will interest still be generated after selling or transferring tokens? **A:** No. After transferring out or selling tokens, your holding balance will decrease or be cleared, and interest generation will stop immediately. Interest calculation will automatically resume once you hold the tokens again. ### Q: I hold tokens but cannot see any earnings. Why? **A:** Your token holding amount is too low, resulting in negligible compound interest earnings; there is a delay in on-chain block settlement, which can be fixed by refreshing the wallet or re-adding the token; the contract reward pool has not been funded, leaving no source for interest rewards temporarily. ### Q: Will frequent transactions affect compound interest earnings? **A:** Yes. Frequent buying, selling, transferring in and out will interrupt the continuous holding cycle and undermine the compound interest accumulation effect. Long-term holding maximizes earnings. ### Q: Can I split holdings across multiple wallets to accumulate earnings jointly? **A:** Yes, it is supported. Each wallet calculates interest independently, and compound interest for each address is settled separately without mutual interference. *** ### 🤝 Connect with GTokenTool * 💬 **Telegram Community:** [Click to join our official group](https://t.me/GToken_EN) * 💻 **Official Website:** [Visit our official site for full features](https://gtokentool.com/) * 🐦 **Twitter (X):** [Follow us for the latest updates](https://twitter.com/GTokenTool) * 📺 **Video Tutorials:** [Subscribe to our YouTube Channel](https://www.youtube.com/@GTokenTool) > ⚠️ **Risk Warning & Disclaimer** > > GTokenTool reserves the right to modify this notice without prior notice. All platform information is for reference only. We do not endorse any virtual assets or activities. Virtual assets are highly volatile and carry significant financial risk. Please invest with caution and conduct your own due diligence. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.gtokentool.com/en/create-token/interest-bearing-tokens.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.